FAFSA Myths You Need to Stop Falling for
1. My family makes too much money, so I won’t qualify for aid
Anyone can apply. There’s no income cutoff, and many schools require the
FAFSA for merit-based aid too.
2. I don’t need to submit FAFSA every year
You must renew your FAFSA every year to continue receiving financial aid.
3. FAFSA is only for grants and loans
It also helps determine eligibility for work-study, state aid, and even some
scholarships.
4. I’m independent because I support myself
FAFSA has strict rules for who qualifies as an independent student it’s not
just about financial support.
5. It takes too long to fill out
With tools like the IRS Data Exchange, most people complete the FAFSA
in under 30 minutes.
6. My grades aren’t good enough to get aid
Federal aid isn’t based on academic performance (except for certain
scholarships).
7. I can’t fill out FAFSA because my parents won’t help
You can still submit it, and in some cases, get help from your school’s
financial aid office to complete a process called professional judgment.


